We build fintech.
For banks.
Catena Labs designs and ships financial products end-to-end — traditional rails, web3 infrastructure, and white-label platforms — for banks and financial institutions.
Who we build for
Two worlds. One team.
We work across both traditional finance and web3. Whether you need a card programme, a tokenization layer, or a full white-label product, we deliver — design, engineering, and operations under one roof.
- Accounts & cards
- SWIFT / SEPA payments
- Consumer & SME lending
- Core banking integrations
- KYC, AML & compliance
- Custody & wallets
- Stablecoins & tokenization
- DeFi lending
- On-chain settlement
- Smart contract development
End-to-end fintech delivery.
Six capabilities. Mix and match — or take the full stack.
White-label products
Launch your own branded fintech product on our proven stack — cards, accounts, payments, custody, all configurable.
Traditional finance
Production-grade accounts, cards, payments, and lending built on the rails your customers already use.
Web3 & blockchain
Custody, smart contracts, and on-chain settlement engineered to meet the standards of regulated institutions.
Tokenization
Stablecoins, tokenized deposits, and real-world assets — including production deployments like Unitoken.
Compliance & risk
KYC, AML, transaction monitoring, and regulatory readiness baked into every build from day one.
Custom development
From discovery to deployment, our engineering team ships what your roadmap actually needs.
From idea to live, in tight cycles.
Discover
We learn your goals, customers, and constraints — then map out exactly what to build and in what order.
Build
Our team designs, develops, and ships in weekly cycles. You see real progress every week, not at the end.
Operate
We handle deployment, compliance, and ongoing improvements — or hand the codebase off cleanly to your team.
Built for regulated institutions.
We build to the same regulatory standards your risk team already uses — and prepare for the ones coming next.
EU-first engineering, with delivery across EU, UK, and beyond.
Engineering you can trust.
Modern stacks, clean APIs, and sandbox environments that actually behave like production. Whether we own the codebase or hand it to your team, the standard is the same.
import { Catena } from "@catena/sdk";
const catena = new Catena({ apiKey: process.env.CATENA_KEY });
// Issue a tokenized university payment (Unitoken)
const payment = await catena.tokenize.transfer({
from: "student-wallet-0x12...",
to: "university-treasury",
amount: 250,
currency: "EUR",
});Build the future of finance with us.
Tell us what you want to launch — we'll tell you how we'd ship it.